Study reveals these dog breeds cost under £2,000—while these cost over £7,000

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dogs 2634155 1280
dogs 2634155 1280

Can you afford a dog? These breeds cost less than £2,000 for life

  • Chihuahuas are the cheapest dog breed to own, with an average lifetime cost of £1,804.53.
  • Pomeranians rank second among the cheapest dog breeds to own, with an average lifetime cost of £1,863.61.
  • Toy Poodles have been named the third-most expensive dog breed to own, with an average lifetime cost of £1,882.33.

New research has named the most expensive and cheapest dog breeds to own, with Chihuahuas costing the least and Romanian Mioritic Shepherd Dogs the most. 

The study, conducted by pet accessories shop Fur King, analysed data such as the initial starting cost, insurance cost, and the cost of a lifetime’s worth of food for specific dog breeds to identify which breeds have the steepest average lifetime cost. 

According to the findings, owning a Chihuahua is the cheapest option. The breed has the lowest average lifetime cost of £1,804.53 which is 60% below the average total lifetime cost for dogs of £4,478.92.

An initial starting cost of £404 was calculated for the breed based on purchases such as a dog bed and an initial course of vaccinations for a small dog breed, which Chihuahuas are classed as. 

The breed also has a lifetime insurance cost of £789.60 for accident and illness cover and owners are predicted to spend £610.93 on food in the dog’s lifetime, based on how many calories the breed is supposed to consume per day.

Pomeranians are the second-cheapest dog breed to own, with an average lifetime cost of £1,863.61, which is 58% less than average. 

The breed has an initial starting cost of £404 and is predicted to cost £892.32 in insurance and £567.29 in food in its lifetime. 

Toy Poodles have the third-lowest average lifetime cost of £1,882.33 – 58% below average. 

The breed’s initial starting cost is £404, and owners are predicted to spend £911.04 on insurance and £567.29 on food in their pet’s lifetime. 

The top 10 cheapest dog breeds to own 

Rank 

Breed name 

Initial starting cost 

Insurance cost (accident and illnesses) 

Cost for food (lifetime) 

Average lifetime cost 

1. 

Chihuahua 

£404.00  

£789.60  

£610.93  

£1,804.53  

2. 

Pomeranian 

 £404.00  

 £892.32  

 £567.29  

 £1,863.61  

3. 

Poodle (Toy) 

 £404.00  

 £911.04  

 £567.29  

 £1,882.33  

4. 

Biewer Terrier 

 £404.00  

 £1,054.80  

 £654.57  

 £2,113.37  

5. 

Yorkshire Terrier 

 £404.00  

 £1,090.08  

 £708.67  

 £2,202.75  

6. 

Papillon 

 £404.00  

 £982.80  

 £826.78  

 £2,213.58  

7. 

Russell Terrier 

 £404.00  

 £776.16  

 £1,042.35  

 £2,222.51  

8. 

Affenpinscher 

 £404.00  

 £1,105.50  

 £738.20  

 £2,247.70  

9. 

English Toy Spaniel 

 £404.00  

 £1,021.20  

 £868.63  

 £2,293.83  

10. 

Lancashire Heeler  

 £404.00  

 £879.00  

 £1,085.78  

 £2,368.78  

At the other end of the scale, Romanian Mioritic Shepherd Dogs are the most expensive dog breed to own, with an average lifetime cost of £8,662.53 – 93% higher than the average. 

This was calculated based on an initial starting cost of £511, a lifetime insurance cost of £2,361.60 and a lifetime food cost of £5,789.93. 

Estrela Mountain Dog has the second-highest average lifetime cost of £7,820.63 – 75% above average. 

This was calculated based on an initial starting cost of £511, a lifetime insurance cost of £2,168.76 and a lifetime food cost of £5,140.87. 

Spanish Mastiffs rank third, with an average lifetime cost of £7,303.94, which is 63% higher than average. 

The breed has an initial starting cost of £511, and owners are predicted to spend £1,968 on insurance and £4,824.94 on food across the dog’s lifetime.

The top 10 most expensive dog breeds to own 

Rank 

Breed name 

Initial starting cost 

Lifetime insurance cost (accident and illnesses) 

Lifetime cost for food 

Average lifetime cost 

1. 

Romanian Mioritic Shepherd Dog 

£511.00  

£2,361.60  

£5,789.93  

£8,662.53  

2. 

Estrela Mountain Dog 

 £511.00  

 £2,168.76  

 £5,140.87  

 £7,820.63  

3. 

Spanish Mastiff 

 £511.00  

 £1,968.00  

 £4,824.94  

 £7,303.94  

4. 

Hamiltonstövare 

 £511.00  

 £2,333.34  

 £4,349.40  

 £7,193.74  

5. 

Central Asian Shepherd Dog 

 £511.00  

 £1,188.18  

 £5,198.82  

 £6,898.00  

6. 

Afghan Hound 

 £484.00  

 £2,227.68  

 £4,074.15  

 £6,785.83  

7. 

German Wirehaired Pointer 

 £511.00  

 £1,861.44  

 £4,324.69  

 £6,697.13  

8. 

Tornjak 

 £511.00  

 £1,260.00  

 £4,871.47  

 £6,642.47  

9. 

Boerboel 

 £511.00  

 £1,758.24  

 £4,342.45  

 £6,611.69  

10. 

Large Münsterländer  

 £511.00 

 £2,378.88 

 £3,706.88 

 £6,596.76  

Commenting on the findings, Tom Sadler, Founder of Fur King, says,

“The study provides valuable insight into the costs of different dog breeds, which could help inform potential owners on what the best breed for them is – and prevent them from choosing one which they can’t afford in the long run. 

“Naturally, larger dog breeds are more expensive, with the Afghan Hound the only medium-sized dog to feature in the top 10. 

This is because insurance is pricier for larger breeds as they are more likely to have health issues, and their food costs are higher since they need to consume more. 

“The initial starting cost of larger breed will also be more expensive since they will need more wearable toys and stronger leads than smaller dogs require. 


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